Just a quick note to share the fact that December 15, our deadline for signing up for an individual health insurance plan, either on-exchange or off, has passed. We had reached our decision the weekend before but I’d be lying if there wasn’t a bit of last minute discussion on whether we sign-up for a back-up plan. That said, we moved forward with Liberty and are looking forward to a good experience. We anticipate some level of inefficiency as we learn the process, and our providers get used to it, but are hopeful that Liberty proves to be the right option for our family. We look forward to sharing so others might be able to learn through our experience!