Thursday, March 1, 2018

Our Cards Have Arrived

As promised, our cards have arrived and they look very much like insurance cards. These are the cards we probably missed in the mail the first time. As we’ve discussed, our healthcare providers don’t utilize them so for now they’ll stay in our pockets. Nonetheless, it’s nice to see what things look like. I hope you enjoy the photography.


4 comments:

  1. I was traveling and recently had a ER visit at a large hospital in TX. The hospital billing department accepted my Liberty Healthshare card and treated it like any other insurance policy in terms of billing. They did request a voluntary "deposit" of $180 when I was discharged. Liberty negotiated (aka repriced) the initial $7K bill down to about $1K. My only complaint in this whole process is the delays of payments from Liberty. Medical providers get antsy when bills go unpaid for 60 days and some automatically go to collections at 90 days. Liberty seems to take a minimum of 60 days to cut a check, meanwhile I'm getting bills in the mail demanding payment or else.

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    1. Hi, sorry for the delay in responding to this - I appreciate this comment. Great to hear things were handled so well by Liberty. My sense is they are good at working with the hospitals and negotiating the price difference. As I've updated here we've experienced the delays in billing. The lag can be a challenge if you have to pre-pay then get reimbursed or you have an aggressive healthcare provider that sends you to collections quickly! Thanks again for your insight!

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  2. I have experienced that as well but most bills have been processed quickly. I have used LHS for a year with no problems, we are a healthy family but recently dealt with a broken arm and appendics surgery.

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    1. Denise - thanks for this comment and apologize for the very delayed response. Can you post a comment on how the broken arm and surgery went in terms of working with Liberty? Did re-payment come quickly? I assume your health provider works directly with Liberty? I think your latest insights would be very valuable to others who may see this. Thanks!

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