Friday, January 3, 2020

Visiting From the New York Times Article?

On January 2, Reed Abelson of the New York Times published an article about Christian healthshare ministries and featured a quote from me, as well as a link to this blog. Regardless of your personal political views, I hope this blog can be a resource for you in making an informed choice regarding your health insurance needs. 

This is a fact-based, practical blog, chronicling our experience. Your experience may be, or could be, different. I believe individuals owe it to themselves to do the research, which at times is not easy, before making a decision on their health insurance needs. 


If you have any questions I can offer a perspective on please feel free to write. I wish you the best of luck in making the best healthcare choices for you and your family (I wish it was easier)!

4 comments:

  1. Hello Dan

    I just read your article from the NY Times. It's good to hear your son is doing ok. I hope your struggles with Liberty quickly come to an end. The Healthcare industry in this country is disheartening, and more so distressing to hear when an insurance company represented by the Christian faith mislead you into believing you and your family had the coverage needed. I am in the same boat as yourself, after 23 years with AT&T, I accepted a voluntary layoff to pursue dreams of being self employed as well. When I left in March of 2019, it was a spiritual, physical and emotional release after having worked in a call center for so many years, essentially with the same people. But by September of that same year, my son endured an injury to his neck. During a varsity football game, as he was being tackled, an opposing player head butted him in his head. This caused his spinal canal to rupture in his neck as a result of the congenital cervical stenosis we later found out he was born with, the same condition I have suffered from as well. This kid went from diapers to football, the most he ever required surgery for was to remove his tonsils and adenoids. It seemed karma was dealing me a card of fate, to test my faith in staying the course, to pursue my dreams, after leaving my job and losing my health insurance. Fortunately his father has health insurance, and most of the medical expenses were covered.

    I suppose karma had these things occur, so these stories could be shared, that others who are trying to disconnect from "slave wages" and fear of being without healthcare if they do not succumb to the corporate culture are encouraged. I am also on Medicaid - government aid - something my family always shunned, and yet corporations do not get shunned by the incentives they receive. I ask your family continue to be blessed and receive the miracles it needs to continue to thrive financially as a people who deserve to be healthy and cared for, because your tax dollars certainly payed for it. Thank you for sharing your story, I hope my story has encouraged you as well.

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    1. Hi there - thanks for visiting! I think you have us confused with the Collie family from the article. Fortunately we have not had to endure the heartbreaking health issues of the Collie family. Your story (thank you for sharing) is another example of how quickly our health situations can change. There's no shame in utilizing Medicaid and other governmental programs (I hear very little shaming about homeowners accepting mortgage deductions!). Thanks again for sharing your story and best wishes for improved health in the new year!

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  2. Found you through I'm sure the NYT article or a copy cat article. You were in the exact situation I'm in now with only a week to decide to keep or drop traditional insurance.

    I am looking at a different health share other than liberty. Your quote was one I already considered and you just reinforced it:

    "Is it worth it to pay $3,000 more a year, or $250 more a month, to have the comfort any catastrophic health care needs would be covered efficiently by a traditional insurer?"

    That's about what we would be once considering the tax implication of dropping our pre-tax Section 125 plan. Our family plan also went up $45/week this year. Thanks for the insight!

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    1. Thanks for visiting and the comment! Health insurance choice requires a thoughtful consideration of risk vs. cost. At some point, based on your health profile, you ask yourself, "Is the risk of a horrific event high enough to justify this monthly cost?" We have found our short-term insurance plans to meet our needs nicely. Please reach out to me and let me know about your experience with other health shares. People often think I'm against health shares. I'm actually not - I appreciate the option and choice - this blog just illustrates the concept doesn't always get executed well in practice. Best of luck!

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