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Regardless of when you are reviewing this, we are happy to answer questions. We have done extensive research on healthcare options for the self-employed and enjoy hearing from readers. Although we no longer use Liberty Healthshare we are also interested in understanding if those using Liberty have experienced improvements.

Feel free to send us a message at if you have any questions!


  1. Thank you so much for recording and sharing your experiences navigating thru Liberty Healthshare. I am currently weighing my options for 2019--the unaffordable marketplace, the unpredictable short term options and the unfamiliar Sharing Ministries. I appreciate your insight and look forward to any updates you might post.

  2. Very pleased you find the information helpful. We figured there'd be others in our position and so it made sense to share our research and analysis. Next few posts will get into our options comparison for 2019 - no perfect option, gotta weigh risk vs. cost! Thanks again for the comment, helpful to know there are people finding value!

  3. We too are finding value in your blog. Thank you.

    For years, our income was low enough to qualify for the subsidized health care that massachusetts offered. But as of a couple of months ago, we no longer qualify.

    Have known about Liberty Health Share for years, but never needed it, as the Massachusetts system was working for us.

  4. Thanks for your comment and we are glad this is helpful! Bummer you are missing out on the subsidy now. I'm preparing a post on ways to reduce Adjusted Gross Income (AGI) so those who are close could qualify for a subsidy. Not sure it will apply, but when you are looking at the full cost of health insurance you've got to get creative! Thanks again!